Licensed Public Adjuster | Lakeville, Minnesota
Advocating for You After Property Damage
When storm, fire or water damage affects your home, multi-family community or commercial property, Mallard Claims LLC works on your behalf—not the insurance company—to document the loss, navigate the claim and pursue a fair settlement under your policy.
Understand Your Options
A Clearer Path Through the Claims Process
Insurance claims can become confusing quickly—especially when contractors and carrier adjusters disagree about the cause, scope or value of damage.
Mallard Claims evaluates the loss, explains your options and works on your behalf throughout the claim. You receive experienced guidance and clear communication at every stage.
Talk With a Public AdjusterProperty Claim Services
Experienced Help for Every Type of Property
Mallard Claims helps policyholders understand, document and pursue covered property losses across Minnesota and the Upper Midwest.
Residential Homes
Claim review, damage evaluation, estimating and negotiation for homeowners.
Residential services →Multi-Family Properties
Support for property managers, HOA boards and community associations with complex losses.
Multi-family services →Commercial Buildings
Detailed claim preparation for owners, investors and commercial property stakeholders.
Commercial services →Property Appraisals
Fixed-fee appraisal services for appropriate disputes involving causation, scope or pricing.
Appraisal process →Covered Property Losses
Storm, Fire and Water Claims
Coverage depends on the terms, conditions, exclusions and endorsements in your policy. Mallard Claims helps identify what the documentation supports and how the policy may respond.
Hail and Wind Damage
Evaluation of roofing, siding, gutters, windows, exterior metals and related storm damage.
Fire and Smoke Damage
Detailed review and documentation of direct fire, smoke and related property damage.
Covered Water Damage
Claim assistance for water losses that may be covered under the applicable property policy.
When the Damage Story Does Not Add Up
Your Contractor and Insurance Carrier Disagree. Now What?
It is frustrating to hear one company say your property has extensive storm damage while the insurance carrier says there is little or none. Mallard Claims can help separate storm-related damage from wear, age or unrelated conditions—and explain what the evidence supports.
When covered damage is present, we can prepare a detailed estimate, communicate with the carrier and negotiate the supported value of the loss on your behalf.
Get an Experienced OpinionSimple, Organized and Transparent
How the Public-Adjusting Process Works
We keep you informed from the first claim review through settlement and contractor-related next steps.
Free Review
We discuss the loss, review the policy and claim, and inspect when appropriate.
Recommendation
We explain whether filing, reopening or pursuing the claim appears warranted.
Documentation
Once hired, we scope the property, prepare an estimate and organize support.
Negotiation
We coordinate inspections and address documented scope and pricing differences.
Settlement Support
We help with payment, depreciation, mortgage and contractor-related questions.
No Upfront Fee for Public-Adjusting Representation
Our public-adjusting agreement is contingency-based. Mallard Claims is paid a percentage of the claim recovery only after you receive settlement funds, according to the written agreement. Appraisal services use a separate fixed-fee schedule.
Start With Answers—Not Pressure
Take the Uncertainty Out of Your Property Claim
If you believe your property sustained storm, fire or water damage, schedule a free consultation. We will listen, review the available information and explain the next step that makes sense.